Steve Brand
Northpointe Bank
7700 Hudson Rd
Suite 500
Woodbury, MN
612-386-5306
www.StevenBrandHomeLoans.com
Steve@StevenBrandHomeLoans.com

Housing Payment/Net Cost and Qualification Calculator
Sales Price
$200,000
Down Payment %
20%
Loan Amount
-
Total Monthly Payment
-
Rate/APR
5.00%
5.15%
Term
Taxes
$3,000
Insurance
-
Condo/Co-op
$0.00
MI Factor
SP/UFMIP
Click to Open Net Cost Screen Click to Open Qualification Screen
Net Cost Analysis Factors
Adjust your Marginal Tax Bracket
28.00%
Tax Savings on Mortgage Interest  
-
Tax Savings on Real Estate Taxes  
-
Tax Savings on Condo/Co-op or HOA Fee
Deductible Percentage =
-
Adjust the expected Rate of Appreciation
3.00%
Net Cost Results
Total Payment
-
Principal
-
Tax Savings
-
Appreciation
-
=
Net Payment


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